Probably not the answer you're looking for, but JCIFS is a completely java-only implementation of the CIFS protocol. It has absolutely no way of inheriting credentials from the operating system.
If you're on the windows platform, though, you can use UNC file names to access the data e.g.
FileInputStream s = new FileInputStream("\\\\server\\share\\file.txt");
And as long as the credentials are available to the running Windows session, you should be using the user's own credentials.