I just added a new tutorial for using fragments with Ruboto here:
https://github.com/ruboto/ruboto/wiki/Tutorial:-fragments
The working example adds the fragments programmatically. We would like to show how to do it using XML layout as well, but it should answer your question. If you have any comments, we are tracking the issue here:
https://github.com/ruboto/ruboto/issues/492
UPDATED
Support for using "ruboto/widget" in fragments was just added to Ruboto master and will be released this month in Ruboto 0.16.0. We have added a new tutorial demonstrating the usage:
https://github.com/ruboto/ruboto/wiki/Tutorial:-dialogfragment
You can try the new feature now by building Ruboto from source.