Basically, when you Ajax-submit a form, it is doing exact same thing as what would happen when you as a user GET or POST submit a form - except that it is done in an asynchronous thread by the browser - i.e. called XMLHttpRequest.
If you submit form as a GET request, all of the form values are stitched together as parameter strings and appended to the URL (form's ACTION URL) - prefixed by a ?. This means anyone who can intercept that communication can read the submitted form data even if request is sent to a HTTPS URL. The POST method sends form data as a separate block (from the URL) and if URL is HTTPS then form data gets encrypted.
It looks like you are just starting out in the world of web development - welcome to the world of programming. I would recommend reading up on some good web development/programming books (I don't want to promote any particular book here). Amazon may help suggest few good ones under "Web Development" kind of search terms.
Also, I suggest that you read up a little on GET vs. POST by googling for it (I can only include one or two links - google will show you hundreds).