Your code will be very hard to read if you do it like in your fiddle.
Instead do
var myVars;
window.onload=function() {
myVars = {
'list_price': document.getElementById('list_price'),
'negotiated': document.getElementById('negotiated'),
.
.
'lease_payment': document.getElementById('lease_payment')
}
now you can do
var price = myVars.list_price.value;
or perhaps add a function
function getVal(id) {
var val = document.getElementById(id).value;
if (val =="" || isNaN(val)) return 0;
return parsetInt(val,10);
}
now you can do
var price = getVal("list_price");