$('input[type=radio]').is(':checked')
Try this code here: http://jsfiddle.net/afzaal_ahmad_zeeshan/rU2Fc/
or try this one
$('input[type=radio]').prop('checked', true);
Try this code here: http://jsfiddle.net/afzaal_ahmad_zeeshan/rU2Fc/1/
It will work, you can execute this onload to get the first value and use it in an if else block.