If you're writing a single application that must talk to one or more USB HID devices you may well find you can just access the devices straight from the application using the application-level USB APIs.
A kernel driver would be more for something like a networking or mass storage device that needed to integrate with the kernel to be be available to multiple applications.
This Apple document Common QA and Roadmap for USB Software Development on Mac OS X goes into some detail on the matter and links to example code too.