Looking for an escrow-type service that enables me to give the contributor more money back than they originally put in

Question

Does anyone know of a payment-processing service (2checkout.com, braintree.com or something like a transpact.com) or indeed a method that will allow you to refund the customer's payment, and also pay them back extra, to their CC or paypal account? "Refund" could be a confusing word here, so let me explain:

They pay €10 by CC, you pay them back €16.66.

So it would be an escrow-type system. Say 10 users set a goal for themselves (there will be a few goals to choose from), and put €10 each into the escrow (pay with CC or paypal).

Now there is €100 in the escrow.

4 users do not complete the goal, so they forfeit their contribution. This leaves the €100 to be divided among the 6.

The remaining 6 users will now receive €16.66 each.

Is there a way of paying each individual user who completed the goal their initial sum + the remainder of the escrow / by no. of users left?

Is their a service that will let you 'compensate' customers for instance?

Many thanks.

Answer 1

That would be a non-referenced credit, which allows you to push funds to a credit cards without refunding an original transaction, and you can set the amount to whatever you need.

If everybody has PayPal accounts you could just use the Pay API to send money to each one accordingly.

If you're working with PHP my class library will make this very simple for you.