You might want to take a look at the migration guide for SDL2, it provides information on the new way of dealing with 2D graphics.
The point of using textures instead of surfaces is that textures works on the GPU and get loaded into video memory and surfaces works in system memory with the CPU and since GPUs are much better suited than CPU for handling graphics it will be faster. Also, the renderer hides the underlying system used (it could be D3D, OpenGL, or something else).
You can still load surfaces, but you'll have to convert them to textures before rendering them or use the SDL_UpdateWindowSurface and SDL_GetWindowSurface functions; the latter link includes an example on how to use them.
As for the SDL2 approach being slow, as you assert, I don't agree with you, you set up the window and renderer once, load your textures much like you loaded surfaces, copy them to the renderer instead of blitting and finally use SDL_RenderPresent instead of SDL_Flip. Not that different really :)
But, take a look at the migration guide, it has the information you're looking for.