If you really want to dive right into developing with Phonegap, you can try out Telerik's AppBuilder (http://www.telerik.com/appbuilder). The demo project uses KendoUI Mobile (which I can also recommend) is comprehensive enough for anyone. As far as I recall you can use it for free for up to 2 projects.
There is also Intel's XDK (http://xdk-software.intel.com/), which is completely free - but the simulator and deployment features aren't as far developed as Telerik AppBuilder's are.
I strongly recommend AGAINST doing it the "real way" with eclipse/xcode if you have no prior experience with developing native android/iOS apps.