Templates server as a means of saving a specific set of design architectures for repeated use. It offers similar benefits as library items.
Your final report should be a rptdesign.
If you don't have a need for rpttemplate, just ignore it.
Personally I have some data sources, and master pages in my library that I use for reoccurring needs. I ether start from scratch with a new report, bringing in library items, or modifying an existing saved rptdesign.