This is really an SVC question, and from that point of view you want to simply add the configuration to a single file and have that file ignored by SVC.
Generally, I would add into the 'read me' file that this configuration file needs to be created at a specified location before the project will be valid.
Then, add the file to the project and give it target membership (so it's copied into the bundle at build time). Now, in the code, you can use something like:
[[NSBundle mainBundle] pathForResource:@"accountConfig" ofType:@"plist"];
to get the path to the file to load.