You can put all resources for all actions in default struts resource bundel, or dived each action resources in its own packge.
I suggest the first approach which eliminates lots of duplications and you can use jrc-editor to easily manage all your resource bundels.
So in your sample after running the server the file must be copied to WEB-INF/classes/resources/ then
<constant name="struts.custom.i18n.resources"
value="resources/login/Credentials.properties" />
PS: you can have
<constant name="struts.custom.i18n.resources"
value="resources/login/Credentials.properties,resources/login/Otherfile.properties" />