This what you probably need
select s.id,
s.shirt_id,
case
when s.is_team = 0 then i.member_id
else
t.team_name
END
as entity
from shirts s
left join Individuals i on i.id = s.entity_id AND s.is_team = 0
left join Teams t on t.id = s.entity_id AND s.is_team = 1