Think Different's answer is better. But you can change this as:
id | table_name | operation |previous_data(with fields)| user_id | ch_time
-----------------------------------------------------------
1 fee_table INSERT id:120,fee:250 1 2014-04-13 09:10:53
2 fee_table UPDATE id:10,fee:50 2 2014-04-16 09:10:53
3 fee_table DELETE id:120,fee:250 1 2014-04-18 09:10:53
For storing data use your mvc serialized data. Use php serialize() and unserialize() function. As: $sqldata = array (serialize($session_data), $_SERVER['PHP_AUTH_USER']);