If the file is in the application folder - which means it is packaged up in the xap - you should be able to get the file using the Application.GetRourceStream like I've seen with apps that have local databases they package, but want to copy over to Isolated Storage after install.
Here's an example (from this page http://msdn.microsoft.com/en-us/library/hh202860(v=vs.92).aspx):
Stream str = Application.GetResourceStream(new Uri("appdata:/MyReferenceDB.sdf", UriKind.Relative)).Stream;
appdata: is what tells it to look in the application directory. Only other option is isostore: