It sounds like when you connect via the FTP, the dataset it drops you in is named "JCARTER," per your username.
Have you tried cdup () to take you up out of that JCARTER named dataset? Then you may be able to cwd() into the FSI.V121P01.INSTALL PDS.
If that doesn't work, you may want to just establish the connection, run dir() and take a look at what Net::FTP returns for you. That might make things more logically navigable.