You can try the following in single line !:
String str = "companies,user,";
str = String.valueOf(str.charAt(0)).toUpperCase() + str.substring(1,str.indexOf(","))+
str.substring(str.indexOf(","),str.indexOf(",") + 1) + String.valueOf(str.charAt(str.indexOf(",") + 1)).toUpperCase() + str.substring(str.indexOf(",") + 2);