If you are using Eclipse, adding the JPA facet to your project allows Eclipse to take care of setting these things up for you. It will create the META-INF folder, and can generate a stub persistence.xml file in it. You don't have to be running the code on a server to have a META-INF folder in your jar file.
When you are creating the EntityManagerFactory the string argument should be the name of the persistence unit. I'd recommend using annotations in your entity class for specifying table name, id column, etc.
Edit: fixed link.