After reading this a few times I think what you're asking is:
Given a 20x20 grid, what is the probability that there will be at least one collision when inserting 50 random points?
If this is indeed what you are asking then a simple way of coming up with an answer is by the following logic:
The first object cannot collide with anything since it is the first. So the chance of no collision here is 400/400 = 1.
The second object can only collide with the first object. So the chance of no collision is 399/400.
The third object can collide with the first or the second. So the chance here is 398/400.
...
The nth object can collide with any of the previous n-1 objects. So the chance here is (400-(n-1))/400 (or if n is greater than 400 the chance is just 0).
The chance of no collision for n objects is then just the product (400/400)(399/400)...((400-(n-1))/400)
The chance of at least one collision is then as you correctly said 1 - P(No Collision).