There definitely are a million ways to accomplish this. The best approach will depend greatly on how your site progresses.
What it comes down to is relative and absolute positioning.
One way to accomplish this is to structure your site something like so:
<body>
<div id="header">
<div id="ribboncenter"></div>
<div id="ribbon1"></div>
<div id="ribbon2"></div>
</div>
<div id="content">
Your content
</div>
<div id="footer">
Your footer
</div>
</body>
That's very loose frameworking for a typical site. The CSS would be something like so:
#header{
width:800px; //Subjective to however big you want your site
margin:0 auto; //Positions the header in the center
position:relative; //Tells nested absolute elements to base their positions on this
}
#ribbon1, #ribbon2{
position:absolute; //Position is now based on #header and is pulled from the regular DOM flow
width:50px; //Subjective to whatever the width of your "ribbon" is
top:10px; //Subjective to how far down from the top of #header you want it
}
#ribboncenter{
width:100%; //Sets width to the width of #header
background:url(ribboncenter.png); //Subjective to image
#ribbon1{
left:-50px; //Subjective to the width of the image, moves it 50px left of #header
background:url(my-ribbon1.png); //Subjective to whatever your image is
}
#ribbon2{
right:-50px; //Subjective to the width of the image, movesit 50px right of #header
background:url(my-ribbon2.png); //Subjective to whatever your image is
}
Here's the example http://jsfiddle.net/NZ8EN/
This is all very loose but hopefully gives you an idea of the direction to take.
There are definitely other ways to solve this as well.