xsd pattern acceptable for decimals?

Question

We have a request to implement our webservice response so that xsd:decimal fraction digits will be zero-padded when it's not long enough when a pattern indicates so. I am wondering if this is a reasonable request and if xsd:decimal is supposed to be used with patterns like these. Here is the relevant part of the xsd according to their specs:

<xsd:simpleType>
   <xsd:restriction base="xsd:decimal">
       <xsd:totalDigits value="14"/>
       <xsd:fractionDigits value="2"/>
       <xsd:pattern value="[\-+]?[0-9]{1,12}[.][0-9]{2}"/>
   </xsd:restriction>
</xsd:simpleType>

So the fractionDigits are set to 2 which means the precision can be a maximum of 2 digits. According to http://zvon.org/xxl/XMLSchemaTutorial/Output/ser_types_st2.html it is also fine if there are less fraction digits (for example for a number like 5.1)

But according to the pattern {2} there should always be 2 fraction digits.

We're developing a generic application development platform and there's no telling what the decimal will be used for in advance (currency, pH values, distances, etc). This case comes from a specific project where our platform is being used but normally we won't know what kind of data is being transferred. We could decide to just follow the WSDL in this regard which states it should have 2 fraction digits. but our implementation of it must be very generic.

There is nothing stating with what exactly these fraction digits should be padded with or even that we should pad instead of just leaving out this decimal altogether. In theory we could decide to pad with 5's until it matches the pattern. As far as I know patterns are rarely used and if they are it's used for things like passwords. The XSD specification is vague though so it would be appreciated if someone could shed some light on whether this is valid use of an XSD and if it makes sense for us to decide to pad with 0's.