Weird issue with Apple Pay

Question

From this morning, for some reason I see this message when I go to use Apple Pay on my Mac:

I have no idea what's wrong with it, and I checked the security boot in recovery and it's set to Full.

I didn't tweak or mess with the system, I have home-brew install but that's about it.

Any ideas?

• firewall on
• 2FA on on Apple ID
• secure boot at full
• Never issues before
• Filevault on since day 1
• MBP 16inch with Bootcamp installed

Answer 1

What a mess Apple software currently is, and I'm using it since Tiger professionally.

The fix was to check this box in Software Update: