You can try
if (item.CalcInsor_Desc != null)
{
string[] CalcInsor_Desc = item.CalcInsor_Desc.ToString().Split('.');
if (CalcInsor_Desc.Length >= 2)
{
schema2.CalcInsonorisation_TypeCode = CalcInsor_Desc[0];
schema2.CalcInsonorisation_Desc = CalcInsor_Desc[1];
}
}