Purpose of Schema
Schemas in sql server were introduced in sql server 2005
, The main purpose was to eliminate User's ownership of objects in sql server. or you can say to separate users from objects in sql server.
Prior to Sql server 2005 objects in sql server (Tables, views, Store proceders etc) were owned by users. Typically the user who created it.
And that user had to give permissions to other users to use that particular object.
Imagine a scenario where 12 developers are working in a company and all developers are creating sql objects left, right centre. Now all the developers had to give permissions to other 11 developers if they had to work objects created by that one developer. quite a bit of mess isnt it??
Since sql server 2005 came with Schema. All the objects were Owned by a Schema Not a User. if you havent created any custom schema it will be under default Schema dbo
.
Now anyone who has permission to dbo schema has permission to any object under dbo schema.
Why it is a good idea to create different schemas for different departments in your case. It may be because HR people doesnt need to know anything about Finance stuff. so you can create a HR schema and give HR people permission only on HR schema. and vice versa with finance people. That will restrict their access to only objects related to their departments.
And we can create multiple Schemas in one database if you have ever worked with Adventureworks database, it has Schemas like 'Production', 'Sales' etc etc.
Read here to learn more about schemas in sql server.